France Home Finance, French Insurance Broker for International Clients buying in Paris
A trusted Flat Hunter partner since 2005, France Home Finance's bilingual team will help you with all your insurance needs.
French Home Insurance
French home insurance refers to building and contents insurance for your French property.
You will need to provide a French home insurance policy to your Notaire before you can complete your French property purchase. France Home Finance can put a French home insurance policy in place within one to two working days if needed.
French Life Insurance for Mortgages
French banks require life insurance from an approved French insurer to be taken with a French mortgage.
The term "life insurance" in anglophone countries is known in French as "assurance décès" which literally translates to "death insurance." This is not to be confused with the French product "assurance vie" which literally translates to "life insurance."
Lending banks will require that borrowers have life cover for at least 100% of the French mortgage amount. This is usually related to income. For example, a couple who earns roughly the same income could take French life cover for 50% of the French mortgage amount each. This means that in the event that one borrower dies, 50% of the remaining French mortgage would be repaid by the life cover.
To obtain better rates (and service!) than most insurers and banks will offer, request your free quote for French insurance today!
France Home Finance is a fully licensed and accredited insurance broker offering French life insurance, home insurance, health insurance and tax sheltered savings plans.Contact Us.