france home finance

France Home Finance, French Insurance Broker for International Clients buying in Paris

A trusted Flat Hunter partner since 2005, France Home Finance's bilingual team will help you with all your insurance needs.

French Home Insurance

French home insurance refers to building and contents insurance for your French property.

  • Be sure to take a French life insurance policy that covers the cost of rebuilding vs. only market value which can surprisingly reduce the benefit payout in case of a claim.
  • Take extra insurance for valuables such as paintings and antiques.
  • Do specify if you are planning to rent your French property for either short or long term stays as not all policies cover rentals.

You will need to provide a French home insurance policy to your Notaire before you can complete your French property purchase. France Home Finance can put a French home insurance policy in place within one to two working days if needed.

French Life Insurance for Mortgages

French banks require life insurance from an approved French insurer to be taken with a French mortgage.

The term "life insurance" in anglophone countries is known in French as "assurance décès" which literally translates to "death insurance." This is not to be confused with the French product "assurance vie" which literally translates to "life insurance."

Lending banks will require that borrowers have life cover for at least 100% of the French mortgage amount. This is usually related to income. For example, a couple who earns roughly the same income could take French life cover for 50% of the French mortgage amount each. This means that in the event that one borrower dies, 50% of the remaining French mortgage would be repaid by the life cover.

To obtain better rates (and service!) than most insurers and banks will offer, request your free quote for French insurance today!

France Home Finance is a fully licensed and accredited insurance broker offering French life insurance, home insurance, health insurance and tax sheltered savings plans.

Contact Us.

France Home Finance

9 rue Jacques Coeur ,75004 Paris

Tel : +331 44 88 59 44